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Home and Contents Insurance

At CGI we regard your property and contents the way we see ours- as an investment. As such we have made it easy to secure this investment. Various types of coverage are available:

Fire Only

Your investment is covered against damage or loss caused by fire and/or lightning.

This cover is often used for fully timber structures but may be chosen at your option. An inspection done by a CGI representative may be required.

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Fire & Limited Perils

Your coverage includes cover for fire and perils such as burglary, water, collision and malicious damages. It excludes other perils such as hurricanes and earthquake. This cover is often used for timber/wall structures but may be chosen at your option. An inspection done by a CGI representative may be required.

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Fully Comprehensive

This type of insurance includes coverage for all the above perils as well as hurricane, flood, accidental damage and more. This is the most complete type available.

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Under-Construction

This coverage allows you to insure your property from the moment its foundation has been laid. By insuring your house at the completed value it ensures that all stages of building are covered. Under this policy you can insure materials on site, any tools that belong to you and your liability to the public. Because the building is not completed, the premium very often is substantially cheaper than the cost of insuring a fully built house.

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