The material provided on the CONSUMERS’ GUARANTEE INSURANCE web site is for users of
CGI Direct only. You may download the information for your personal use, but you may not modify, copy, republish, post or transmit anything unless you first obtain our written consent or you will be violating our intellectual property rights. Anything you download, including the information and any images incorporated in the site, is licensed to CGI Direct by CONSUMERS’ GUARANTEE INSURANCE for their commercial use. Because we own this site and its contents and we can control access to it, you agree not to create any kind of hyperlink from any other site to ours unless you first obtain our written permission.
It is very important that you read the next two sections carefully.
LIMITATION OF LIABILITY
CONSUMERS’ GUARANTEE INSURANCE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY,
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES -- OR BOTH.
DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT CONSUMERS’ GUARANTEE INSURANCE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.
We sometimes provide access to other World Wide Web sites from our sites. However, we do not endorse or approve any products or information offered to you at sites you may reach from our sites. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the CONSUMERS’ GUARANTEE INSURANCE site or have moved elsewhere.
By providing material on our web site CONSUMERS’ GUARANTEE INSURANCE does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. CONSUMERS’ GUARANTEE INSURANCE is entitled to terminate all or part of any of its web sites at any time, without notice to you.
JURISDICTION
Unless otherwise specified, the materials in our site are presented to provide information about CONSUMERS’ GUARANTEE INSURANCE, our insurance products and the insurance business. CONSUMERS’ GUARANTEE INSURANCE operates and controls its sites from the Company’s headquarters in Bridgetown, Barbados and the Laws of Barbados shall govern and control any action concerning the CONSUMERS’ GUARANTEE INSURANCE sites. We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside of Barbados or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.
By submitting a request for a rate quote you agree to the terms and conditions of this license agreement. This agreement is effective until terminated by either party. You may terminate this agreement at any time and without notice to CONSUMERS’ GUARANTEE INSURANCE by destroying all materials you have obtained from CONSUMERS’ GUARANTEE INSURANCE sites, together with all related documentation and all copies, if any. CONSUMERS’ GUARANTEE INSURANCE may terminate this agreement at any time and without notice to you if, in our sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy any and all materials you have obtained from the CONSUMERS’ GUARANTEE INSURANCE sites.
MISCELLANEOUS
These Terms and Conditions, and the agreement they create, shall be governed by and interpreted according to the laws of Barbados. If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.
CONSUMERS’ GUARANTEE INSURANCE may modify these Terms and Conditions, and the agreement they create, at any time, simply by updating this posting or the information on its web sites and without notice to you.
This is the entire agreement regarding all the matters that have been discussed in the preceding paragraphs.
Copyright 2001 CONSUMERS’ GUARANTEE INSURANCE Company Limited. All rights reserved.
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